Inland Marine & Contractor's Equipment Insurance
Standard property insurance covers your property at your business address. Inland marine insurance covers property that moves: tools and equipment on job sites, goods in transit, and property in the care of others. For contractors, a contractor’s equipment floater is one of the most important policies you can have. Pacific Southwest Insurance Services writes inland marine coverage for contractors and businesses of all kinds.
Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.
Who We Insure
Our inland marine & contractor’s equipment clients include:
- Contractors and trades
- Landscapers
- Equipment rental companies
- Photographers and videographers
- Mobile service businesses
- Businesses shipping goods
Coverage Options
- Contractor’s equipment: Covers tools and heavy equipment like excavators, skid steers and generators anywhere they go.
- Rented or leased equipment: Covers equipment you rent from others.
- Installation floater: Covers materials you’re installing until the job is accepted.
- Motor truck cargo and transit: Covers goods in transit.
- Electronic data processing (EDP): Covers laptops, tablets and electronic equipment on the go.
- Bailee coverage: Covers customer property in your care.
What Affects Your Premium
Every property is different. Carriers typically look at:
- Types and values of equipment
- Theft protection and storage
- Scheduled vs. blanket limits
- Where equipment is used
- Rental frequency
- Claims history
As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.
Why Choose Pacific Southwest Insurance Services
- Family-owned and serving California since 1965, now writing coverage nationwide
- Access to multiple commercial property carriers, including markets for hard-to-place risks
- Fast certificates of insurance and lender evidence of property
- One agency for your property, general liability, commercial auto, bonds and more
- A real person answers the phone and knows your account
Frequently Asked Questions
Why is it called inland marine?
It grew out of ocean marine insurance for cargo. Today it covers property that moves over land.
Are my tools covered on the job site?
Yes, with a contractor’s equipment or tool floater. Basic property policies usually cover only your shop.
Can I cover rented equipment?
Yes. Rental companies often require it, and we can add it to your floater.
Other Properties We Insure
- Office Building Insurance
- Retail Store & Strip Center Insurance
- Apartment Building Insurance
- Warehouse & Distribution Center Insurance
- Industrial & Manufacturing Building Insurance
- Mixed-Use Building Insurance
- Medical & Dental Office Insurance
- Self-Storage Facility Insurance
- Vacant Building Insurance
- Builder’s Risk Insurance
- Restaurant & Bar Property Insurance
- Contractor Shop & Yard Insurance
- Auto Repair & Body Shop Insurance
- Hotel & Motel Insurance
- Church & House of Worship Insurance
- Gas Station & Convenience Store Insurance
- Salon, Barbershop & Spa Insurance
- Gym & Fitness Studio Property Insurance
- Daycare & School Insurance
- Dry Cleaner & Laundromat Insurance
- Landlord & Rental Property Insurance
- Business Tenant Insurance
- HOA & Condo Association Insurance
- Commercial Real Estate Investor Insurance
- Commercial Earthquake Insurance
- Business Interruption Insurance
- Equipment Breakdown Insurance
- Commercial Flood Insurance
Don’t see your property type? We insure most commercial properties. See all commercial property coverage.
Get a Inland Marine & Contractor’s Equipment Insurance Quote
Tell us about your property and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.