Self-Storage Facility Insurance

Self-storage facilities spread value across many buildings, gates, cameras and office space, and they hold customers’ belongings that can lead to claims when something goes wrong. Pacific Southwest Insurance Services insures self-storage owners with property and liability coverage built for storage operations.

Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.

Who We Insure

Our self-storage facility clients include:

  • Traditional drive-up storage
  • Climate-controlled facilities
  • Boat and RV storage lots
  • Portable storage container businesses
  • Mini-warehouse complexes

Coverage Options

  • Building coverage: Covers storage buildings, the office and manager’s apartment.
  • Gates, fences and security systems: Covers access gates, fencing, cameras and keypads.
  • Business income: Replaces rental income after a covered loss.
  • Customer goods legal liability: Protects you when you’re legally responsible for damage to tenants’ stored property.
  • Sale and disposal liability: Covers claims related to lien sales of abandoned units.
  • General liability: Covers injuries on the property.

What Affects Your Premium

Every property is different. Carriers typically look at:

  • Number of units and buildings
  • Construction type
  • Security and access control
  • Climate control
  • Outdoor vehicle storage
  • Location
  • Claims history

As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.

Why Choose Pacific Southwest Insurance Services

  • Family-owned and serving California since 1965, now writing coverage nationwide
  • Access to multiple commercial property carriers, including markets for hard-to-place risks
  • Fast certificates of insurance and lender evidence of property
  • One agency for your property, general liability, commercial auto, bonds and more
  • A real person answers the phone and knows your account

Frequently Asked Questions

Are my tenants’ belongings covered by my policy?

Generally no, unless you’re legally liable. Many facilities offer or require a separate tenant protection plan.

What about lien sales?

Sale and disposal liability covers claims if a tenant says their unit was sold improperly.

Do you insure RV and boat storage?

Yes. Outdoor storage lots can be insured with the same program.

Other Properties We Insure

Don’t see your property type? We insure most commercial properties. See all commercial property coverage.

Get a Self-Storage Facility Insurance Quote

Tell us about your property and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.

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