Medical & Dental Office Insurance
Medical and dental offices invest heavily in specialized equipment, from dental chairs and imaging machines to lab equipment and refrigerated medications. Pacific Southwest Insurance Services insures medical office buildings and the practices inside them, with coverage for high-value equipment and the income your practice depends on.
Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.
Who We Insure
Our medical & dental office clients include:
- Medical office buildings
- Dental practices
- Chiropractic and physical therapy clinics
- Veterinary clinics
- Optometry offices
- Urgent care centers
Coverage Options
- Building coverage: For owners of medical office buildings or condos.
- Medical equipment: Covers X-ray, imaging, dental chairs, lab and diagnostic equipment.
- Equipment breakdown: Covers electrical failure and power surges that damage sensitive equipment.
- Spoilage: Covers vaccines, medications and specimens lost to refrigeration failure.
- Business income: Replaces lost revenue while your office is closed after a covered loss.
- Premises liability: Covers slip-and-fall injuries to patients and visitors.
What Affects Your Premium
Every property is different. Carriers typically look at:
- Value of medical equipment
- Building ownership or lease
- Type of practice
- Backup power and refrigeration alarms
- Building age and construction
- Location
- Claims history
As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.
Why Choose Pacific Southwest Insurance Services
- Family-owned and serving California since 1965, now writing coverage nationwide
- Access to multiple commercial property carriers, including markets for hard-to-place risks
- Fast certificates of insurance and lender evidence of property
- One agency for your property, general liability, commercial auto, bonds and more
- A real person answers the phone and knows your account
Frequently Asked Questions
Does this cover malpractice?
No. Medical professional liability is a separate policy. We focus on your property, equipment and premises liability.
Is expensive imaging equipment covered?
Yes, when it’s scheduled at its replacement value. We’ll make sure your limits reflect what it would cost to replace.
I lease my office. What do I need?
Coverage for your equipment, tenant improvements, business income and liability. Check your lease for landlord requirements.
Other Properties We Insure
- Office Building Insurance
- Retail Store & Strip Center Insurance
- Apartment Building Insurance
- Warehouse & Distribution Center Insurance
- Industrial & Manufacturing Building Insurance
- Mixed-Use Building Insurance
- Self-Storage Facility Insurance
- Vacant Building Insurance
- Builder’s Risk Insurance
- Restaurant & Bar Property Insurance
- Contractor Shop & Yard Insurance
- Auto Repair & Body Shop Insurance
- Hotel & Motel Insurance
- Church & House of Worship Insurance
- Gas Station & Convenience Store Insurance
- Salon, Barbershop & Spa Insurance
- Gym & Fitness Studio Property Insurance
- Daycare & School Insurance
- Dry Cleaner & Laundromat Insurance
- Landlord & Rental Property Insurance
- Business Tenant Insurance
- HOA & Condo Association Insurance
- Commercial Real Estate Investor Insurance
- Commercial Earthquake Insurance
- Business Interruption Insurance
- Equipment Breakdown Insurance
- Commercial Flood Insurance
- Inland Marine & Contractor’s Equipment Insurance
Don’t see your property type? We insure most commercial properties. See all commercial property coverage.
Get a Medical & Dental Office Insurance Quote
Tell us about your property and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.