Pacific Southwest Insurance Services logoPacific Southwest Insurance ServicesCommercial Auto & Property Insurance · Since 1965

Restaurant Insurance

Restaurant with an outdoor patio full of diners

Restaurants · Cafés · Bars · Catering · Food Trucks

Insurance Built for Restaurants

From the kitchen line to the dining room to the delivery car, we package the coverage a food business needs and shop it with multiple insurance companies. Se habla español.

Coverage for Your Restaurant

Business Owner’s Policy (BOP)

Property, business income and liability bundled into one policy.

General Liability

Customer slip-and-falls, injuries and food-borne illness claims.

Workers’ Compensation

Required in California for employees. Covers burns, cuts and falls.

Liquor Liability

For restaurants and bars that serve beer, wine or spirits.

Property & Equipment Breakdown

Ovens, walk-ins, hoods and POS, plus food spoilage.

Commercial & Delivery Auto

Catering vans, food trucks and hired / non-owned auto for drivers.

Employment Practices

Wage-and-hour, harassment and wrongful termination claims.

Umbrella

Extra limits over your liability, auto and employer’s liability.

Cyber Liability

Card data breaches, online ordering and ransomware.

We insure your vendors, too

Contractors Who Service Restaurants

Trades we write

  • Janitorial & Cleaning
  • Kitchen Hood & Exhaust
  • Grease Trap Pumping
  • Refrigeration & HVAC
  • Kitchen Equipment Repair
  • Fire Suppression Service
  • Pest Control
  • Plumbing & Drain
  • Floor Care
  • Window Cleaning

Coverages for contractors

  • General Liability
  • Workers’ Compensation
  • Commercial Auto
  • Tools & Equipment
  • Janitorial Bonds
  • Umbrella
  • Additional Insured Certificates
  • Waiver of Subrogation

Fast certificates when a restaurant or landlord asks for proof of coverage.

Get a Contractor Quote

Request a Quote

Tell us about your business and an agent will contact you, usually within one business day. Prefer to talk? Call (818) 701-1033. Se habla español.

Restaurant quote request

    Short on time? Just leave your name and number and we'll call you.

    ✓ A licensed agent will call you, usually the same business day.
    ✓ No obligation · We compare multiple insurance companies · Se habla español.
    ✓ CA License #0F41718 · Serving California since 1965.

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