Retail Store & Strip Center Insurance
Retail properties see a lot of foot traffic, which means more exposure to slip-and-fall claims, theft and vandalism. Whether you own a standalone store, a neighborhood strip center or rent space for your shop, Pacific Southwest Insurance Services builds property coverage that protects the building, your inventory and your income.
Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.
Who We Insure
Our retail store & strip center clients include:
- Neighborhood strip centers
- Standalone retail buildings
- Boutiques and specialty shops
- Convenience and liquor stores
- Furniture and appliance stores
- Retail tenants in leased space
Coverage Options
- Building coverage: Protects the structure, parking lot lighting, and permanently installed fixtures.
- Inventory and stock: Covers merchandise against fire, theft and water damage, with seasonal increases available.
- Signs and glass: Covers storefront windows and outdoor signs, which are often excluded or limited on basic policies.
- Business income: Replaces lost profits and pays ongoing expenses if you have to close after a covered loss.
- General liability: Covers customer injuries on your premises.
- Crime coverage: Protects against employee theft, burglary and robbery.
What Affects Your Premium
Every property is different. Carriers typically look at:
- Type of merchandise sold
- Building age and construction
- Security systems and cameras
- Location and crime rates
- Number of tenants and their businesses
- Inventory values
- Claims history
As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.
Why Choose Pacific Southwest Insurance Services
- Family-owned and serving California since 1965, now writing coverage nationwide
- Access to multiple commercial property carriers, including markets for hard-to-place risks
- Fast certificates of insurance and lender evidence of property
- One agency for your property, general liability, commercial auto, bonds and more
- A real person answers the phone and knows your account
Frequently Asked Questions
Are my storefront windows covered?
Glass is often limited on standard policies. We can add full glass coverage so broken windows are repaired quickly.
Does my policy cover shoplifting?
Most property policies don’t cover shoplifting or unexplained inventory shortage. Crime policies can cover employee theft and burglary.
I own a strip center. What should I require from tenants?
Most landlords require tenants to carry general liability and name the landlord as additional insured. We can help you set those requirements.
Other Properties We Insure
- Office Building Insurance
- Apartment Building Insurance
- Warehouse & Distribution Center Insurance
- Industrial & Manufacturing Building Insurance
- Mixed-Use Building Insurance
- Medical & Dental Office Insurance
- Self-Storage Facility Insurance
- Vacant Building Insurance
- Builder’s Risk Insurance
- Restaurant & Bar Property Insurance
- Contractor Shop & Yard Insurance
- Auto Repair & Body Shop Insurance
- Hotel & Motel Insurance
- Church & House of Worship Insurance
- Gas Station & Convenience Store Insurance
- Salon, Barbershop & Spa Insurance
- Gym & Fitness Studio Property Insurance
- Daycare & School Insurance
- Dry Cleaner & Laundromat Insurance
- Landlord & Rental Property Insurance
- Business Tenant Insurance
- HOA & Condo Association Insurance
- Commercial Real Estate Investor Insurance
- Commercial Earthquake Insurance
- Business Interruption Insurance
- Equipment Breakdown Insurance
- Commercial Flood Insurance
- Inland Marine & Contractor’s Equipment Insurance
Don’t see your property type? We insure most commercial properties. See all commercial property coverage.
Get a Retail Store & Strip Center Insurance Quote
Tell us about your property and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.