Personal Lines
We Ensure Best Service
Personal Lines
Making sure you have the proper coverages on your home and auto is important.
- Auto Insurance
- Home Insurance
- Earthquake
- Motor Cycles/Motor Home/Boats
Homeowners: Cancelled or Non-Renewed? We Can Help.
Many California homeowners are getting cancellation and non-renewal notices, especially in wildfire areas. Don't wait until your policy ends. We can help you:
- Shop multiple insurance companies, including specialty markets
- Place coverage through the California FAIR Plan when needed, paired with a difference in conditions (DIC) policy to fill the gaps
- Keep your mortgage lender's insurance requirements met with no lapse in coverage
Home and Auto Insurance Coverage
Here's a quick look at what a typical policy includes. We compare several insurance companies to find the right coverage and price for you.
Homeowners Insurance
- Dwelling: repairs or rebuilds your home after a fire, windstorm, burst pipe or other covered loss.
- Other structures: garages, fences, sheds and guest houses.
- Personal property: furniture, clothing, electronics and other belongings, at home or away.
- Loss of use: hotel and living expenses if you can't live at home during repairs.
- Personal liability: protects you if someone is hurt on your property or you accidentally damage someone else's property.
- Medical payments: small medical bills for guests injured at your home, regardless of fault.
Earthquake and flood are not covered by a standard homeowners policy and need separate coverage. Rental homes are insured on a landlord (dwelling fire) policy.
Auto Insurance
- Liability: pays for injuries and damage you cause to others in an accident. Required in California.
- Uninsured/underinsured motorist: protects you when the other driver has little or no insurance.
- Collision: repairs your car after an accident, no matter who is at fault.
- Comprehensive: covers theft, vandalism, fire, glass and weather damage.
- Medical payments: medical bills for you and your passengers after an accident.
- Rental and roadside: a rental car while yours is repaired, plus towing and roadside help.
Using your car for work or deliveries? You may need a commercial auto policy. Ask us.
Get a Free Quote
Choose what you'd like to insure and a licensed agent will follow up, usually the same business day.