Pacific Southwest Insurance Services logoPacific Southwest Insurance ServicesCommercial Auto & Property Insurance · Since 1965

Dry Cleaner & Laundromat Insurance

Laundromats and dry cleaners rely on expensive washers, dryers and pressing equipment, and dry cleaners hold customers’ garments that can be damaged or lost. Pacific Southwest Insurance Services insures laundry businesses with coverage for equipment, customer property, income and liability.

Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.

Who We Insure

Our dry cleaner & laundromat clients include:

  • Coin and card laundromats
  • Dry cleaners
  • Wash-and-fold services
  • Pickup and delivery laundry services
  • Commercial laundry

Coverage Options

  • Machines and equipment: Covers washers, dryers, presses and boilers.
  • Customer garments (bailee): Covers customers’ clothing in your care.
  • Equipment breakdown: Covers mechanical and electrical failure of machines and boilers.
  • Business income: Replaces income during a covered closure.
  • General liability: Covers customer injuries on the premises.
  • Crime: Covers theft from coin machines and the register.

What Affects Your Premium

Every property is different. Carriers typically look at:

  • Number and value of machines
  • Dry cleaning solvents used
  • Dryer lint fire prevention
  • Hours and attended vs. unattended
  • Building age
  • Location
  • Claims history

As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.

Why Choose Pacific Southwest Insurance Services

  • Family-owned and serving California since 1965, now writing coverage nationwide
  • Access to multiple commercial property carriers, including markets for hard-to-place risks
  • Fast certificates of insurance and lender evidence of property
  • One agency for your property, general liability, commercial auto, bonds and more
  • A real person answers the phone and knows your account

Common Claims We See

  • Dryer fires: Lint buildup is a leading cause of fires.
  • Damaged or lost garments: Customers’ clothes can be damaged or lost.
  • Water leaks: Washers and plumbing can leak.
  • Slip-and-falls: Wet floors cause injuries.

Tips for Dry Cleaner and Laundromat Owners

  • Clean lint traps and ducts regularly.
  • Maintain machines on a schedule.
  • Tag and track every garment.

Frequently Asked Questions

Are customers’ clothes covered?

Only with bailee coverage, which protects garments in your care.

Is dryer fire a big risk?

Yes. Lint buildup causes many laundromat fires. Regular cleaning helps with coverage and rates.

What about dry cleaning chemical spills?

Pollution coverage may be needed for solvent use. We can review your operation.

Is equipment breakdown covered?

Equipment breakdown coverage can be added to cover washers, dryers and boilers.

Is cash in my coin machines covered?

Crime coverage, often called money and securities, can cover stolen cash.

Other Properties We Insure

Don’t see your property type? We insure most commercial properties. See all commercial property coverage.

Get a Dry Cleaner & Laundromat Insurance Quote

Tell us about your property and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.

← Return to Homepage

Get a Free Quote

Tell us what you need and a licensed agent will follow up, usually the same business day.

    Short on time? Just leave your name and number and we'll call you.














    ✓ A licensed agent will call you, usually the same business day.
    ✓ No obligation · We compare multiple insurance companies · Se habla español.
    ✓ CA License #0F41718 · Serving California since 1965.

    Copyright ©2026 All rights reserved Pacific Southwest Insurance Services | Privacy Policy

    License # 0F41718

    Call (818) 701-1033Get a Quote →