Daycare & School Insurance
Daycares, preschools and private schools care for children every day, so their property and liability coverage has to be solid. Pacific Southwest Insurance Services insures child care centers, preschools and private schools with coverage for buildings, classrooms, playgrounds and liability.
Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.
Who We Insure
Our daycare & school clients include:
- Child care centers
- Preschools
- Private K-12 schools
- Tutoring and learning centers
- After-school programs
- Home-based daycares (commercial)
Coverage Options
- Building coverage: Covers classrooms, offices and kitchens you own.
- Contents: Covers furniture, toys, books, computers and kitchen equipment.
- Playground equipment: Covers outdoor structures and fencing.
- Business income: Replaces tuition income during a covered closure.
- General liability: Covers injuries to children, parents and visitors.
- Abuse and molestation: Essential coverage for any organization serving children.
What Affects Your Premium
Every property is different. Carriers typically look at:
- Number of children and age groups
- Licensing and staff ratios
- Building construction and age
- Playground surfaces
- Transportation services
- Location
- Claims history
As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.
Why Choose Pacific Southwest Insurance Services
- Family-owned and serving California since 1965, now writing coverage nationwide
- Access to multiple commercial property carriers, including markets for hard-to-place risks
- Fast certificates of insurance and lender evidence of property
- One agency for your property, general liability, commercial auto, bonds and more
- A real person answers the phone and knows your account
Frequently Asked Questions
What insurance is required for a licensed daycare?
Requirements vary. Many licensing agencies, landlords and contracts require general liability. We’ll help you meet them.
Is abuse coverage included?
Usually not automatically. It’s a critical add-on for child care providers.
Do you cover vans for field trips?
Yes. We can add passenger vans on a commercial auto policy.
Other Properties We Insure
- Office Building Insurance
- Retail Store & Strip Center Insurance
- Apartment Building Insurance
- Warehouse & Distribution Center Insurance
- Industrial & Manufacturing Building Insurance
- Mixed-Use Building Insurance
- Medical & Dental Office Insurance
- Self-Storage Facility Insurance
- Vacant Building Insurance
- Builder’s Risk Insurance
- Restaurant & Bar Property Insurance
- Contractor Shop & Yard Insurance
- Auto Repair & Body Shop Insurance
- Hotel & Motel Insurance
- Church & House of Worship Insurance
- Gas Station & Convenience Store Insurance
- Salon, Barbershop & Spa Insurance
- Gym & Fitness Studio Property Insurance
- Dry Cleaner & Laundromat Insurance
- Landlord & Rental Property Insurance
- Business Tenant Insurance
- HOA & Condo Association Insurance
- Commercial Real Estate Investor Insurance
- Commercial Earthquake Insurance
- Business Interruption Insurance
- Equipment Breakdown Insurance
- Commercial Flood Insurance
- Inland Marine & Contractor’s Equipment Insurance
Don’t see your property type? We insure most commercial properties. See all commercial property coverage.
Get a Daycare & School Insurance Quote
Tell us about your property and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.