Gym & Fitness Studio Property Insurance
Gyms and fitness studios invest in expensive equipment and build-outs, from treadmills and weight racks to mirrors, flooring and locker rooms. Pacific Southwest Insurance Services insures fitness businesses with property and liability coverage, and we also specialize in fitness and martial arts insurance through our specialty lines.
Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.
Who We Insure
Our gym & fitness studio clients include:
- Full-service gyms
- Boutique fitness studios
- Yoga and pilates studios
- CrossFit and training facilities
- Martial arts studios
- Personal training studios
Coverage Options
- Fitness equipment: Covers cardio machines, weights, racks and sound systems.
- Tenant improvements: Covers flooring, mirrors, locker rooms and showers you installed.
- Business income: Replaces membership revenue during a covered closure.
- General liability: Covers member injuries on the premises.
- Professional liability: Covers trainers and instructors.
- Equipment breakdown: Covers HVAC, water heaters and electrical systems.
What Affects Your Premium
Every property is different. Carriers typically look at:
- Equipment values
- Square footage
- Pools, saunas or childcare
- 24-hour access
- Number of members and classes
- Location
- Claims history
As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.
Why Choose Pacific Southwest Insurance Services
- Family-owned and serving California since 1965, now writing coverage nationwide
- Access to multiple commercial property carriers, including markets for hard-to-place risks
- Fast certificates of insurance and lender evidence of property
- One agency for your property, general liability, commercial auto, bonds and more
- A real person answers the phone and knows your account
Frequently Asked Questions
Are member injuries covered?
Yes, by general liability. Signed waivers and trained staff also help reduce claims.
Do you insure martial arts studios?
Yes. See our specialty lines for martial arts and fitness programs.
Is my equipment covered if it breaks down?
Mechanical breakdown isn’t covered by property insurance. Maintenance contracts and equipment breakdown coverage can help.
Other Properties We Insure
- Office Building Insurance
- Retail Store & Strip Center Insurance
- Apartment Building Insurance
- Warehouse & Distribution Center Insurance
- Industrial & Manufacturing Building Insurance
- Mixed-Use Building Insurance
- Medical & Dental Office Insurance
- Self-Storage Facility Insurance
- Vacant Building Insurance
- Builder’s Risk Insurance
- Restaurant & Bar Property Insurance
- Contractor Shop & Yard Insurance
- Auto Repair & Body Shop Insurance
- Hotel & Motel Insurance
- Church & House of Worship Insurance
- Gas Station & Convenience Store Insurance
- Salon, Barbershop & Spa Insurance
- Daycare & School Insurance
- Dry Cleaner & Laundromat Insurance
- Landlord & Rental Property Insurance
- Business Tenant Insurance
- HOA & Condo Association Insurance
- Commercial Real Estate Investor Insurance
- Commercial Earthquake Insurance
- Business Interruption Insurance
- Equipment Breakdown Insurance
- Commercial Flood Insurance
- Inland Marine & Contractor’s Equipment Insurance
Don’t see your property type? We insure most commercial properties. See all commercial property coverage.
Get a Gym & Fitness Studio Property Insurance Quote
Tell us about your property and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.