Salon, Barbershop & Spa Insurance
Salons, barbershops and spas invest in chairs, dryers, treatment tables and products, and they build out leased space to create the right look. Pacific Southwest Insurance Services insures beauty and wellness businesses with coverage for equipment, improvements, income and liability.
Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.
Who We Insure
Our salon, barbershop & spa clients include:
- Hair salons
- Barbershops
- Nail salons
- Day spas and massage studios
- Esthetician and waxing studios
- Booth and suite rental salons
Coverage Options
- Business personal property: Covers chairs, dryers, stations, tables and retail products.
- Tenant improvements: Covers the build-out you paid for in leased space.
- Business income: Replaces lost income during a covered closure.
- General liability: Covers client slip-and-falls and property damage.
- Professional liability: Covers claims from services like hair treatments or facials.
- Equipment breakdown: Covers water heaters, HVAC and electrical equipment.
What Affects Your Premium
Every property is different. Carriers typically look at:
- Services offered
- Equipment and product values
- Number of chairs and stylists
- Booth renters vs. employees
- Location
- Building age
- Claims history
As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.
Why Choose Pacific Southwest Insurance Services
- Family-owned and serving California since 1965, now writing coverage nationwide
- Access to multiple commercial property carriers, including markets for hard-to-place risks
- Fast certificates of insurance and lender evidence of property
- One agency for your property, general liability, commercial auto, bonds and more
- A real person answers the phone and knows your account
Frequently Asked Questions
Do my booth renters need their own insurance?
Yes. Booth renters should carry their own liability and name your salon as additional insured.
Is professional liability included?
Not on a property policy. We can add it to a business owners policy (BOP).
Are my build-out costs covered?
Yes, with tenant improvements coverage. Check your lease too.
Other Properties We Insure
- Office Building Insurance
- Retail Store & Strip Center Insurance
- Apartment Building Insurance
- Warehouse & Distribution Center Insurance
- Industrial & Manufacturing Building Insurance
- Mixed-Use Building Insurance
- Medical & Dental Office Insurance
- Self-Storage Facility Insurance
- Vacant Building Insurance
- Builder’s Risk Insurance
- Restaurant & Bar Property Insurance
- Contractor Shop & Yard Insurance
- Auto Repair & Body Shop Insurance
- Hotel & Motel Insurance
- Church & House of Worship Insurance
- Gas Station & Convenience Store Insurance
- Gym & Fitness Studio Property Insurance
- Daycare & School Insurance
- Dry Cleaner & Laundromat Insurance
- Landlord & Rental Property Insurance
- Business Tenant Insurance
- HOA & Condo Association Insurance
- Commercial Real Estate Investor Insurance
- Commercial Earthquake Insurance
- Business Interruption Insurance
- Equipment Breakdown Insurance
- Commercial Flood Insurance
- Inland Marine & Contractor’s Equipment Insurance
Don’t see your property type? We insure most commercial properties. See all commercial property coverage.
Get a Salon, Barbershop & Spa Insurance Quote
Tell us about your property and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.