Gas Station & Convenience Store Insurance
Gas stations and convenience stores combine fuel, high-traffic retail and late hours. Canopies, pumps and underground tanks are expensive to repair, and liability exposure is high. Pacific Southwest Insurance Services has markets that insure gas stations, convenience stores and car washes.
Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.
Who We Insure
Our gas station & convenience store clients include:
- Gas stations with convenience stores
- Standalone convenience stores
- Truck stops
- Car washes
- Liquor and mini-markets
Coverage Options
- Building and canopy: Covers the store, canopy, signs and lighting.
- Pumps and fuel equipment: Covers dispensers and related equipment.
- Inventory: Covers store merchandise and fuel.
- Business income: Replaces income during a covered closure.
- General liability: Covers customer injuries on the premises.
- Pollution liability: Covers fuel leaks and spills, often required for storage tanks.
What Affects Your Premium
Every property is different. Carriers typically look at:
- Fuel volume and number of pumps
- Hours of operation
- Security and cameras
- Car wash or repair bays
- Alcohol and tobacco sales
- Building age
- Claims history
As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.
Why Choose Pacific Southwest Insurance Services
- Family-owned and serving California since 1965, now writing coverage nationwide
- Access to multiple commercial property carriers, including markets for hard-to-place risks
- Fast certificates of insurance and lender evidence of property
- One agency for your property, general liability, commercial auto, bonds and more
- A real person answers the phone and knows your account
Frequently Asked Questions
Are my underground storage tanks covered?
Tank leaks usually require separate pollution or storage tank liability coverage. We can quote it.
Is canopy damage covered?
Yes, when the canopy is listed on the policy. Vehicle strikes on canopies are a common claim.
Do you cover car washes?
Yes. Car wash equipment and customer vehicle damage can be covered.
Other Properties We Insure
- Office Building Insurance
- Retail Store & Strip Center Insurance
- Apartment Building Insurance
- Warehouse & Distribution Center Insurance
- Industrial & Manufacturing Building Insurance
- Mixed-Use Building Insurance
- Medical & Dental Office Insurance
- Self-Storage Facility Insurance
- Vacant Building Insurance
- Builder’s Risk Insurance
- Restaurant & Bar Property Insurance
- Contractor Shop & Yard Insurance
- Auto Repair & Body Shop Insurance
- Hotel & Motel Insurance
- Church & House of Worship Insurance
- Salon, Barbershop & Spa Insurance
- Gym & Fitness Studio Property Insurance
- Daycare & School Insurance
- Dry Cleaner & Laundromat Insurance
- Landlord & Rental Property Insurance
- Business Tenant Insurance
- HOA & Condo Association Insurance
- Commercial Real Estate Investor Insurance
- Commercial Earthquake Insurance
- Business Interruption Insurance
- Equipment Breakdown Insurance
- Commercial Flood Insurance
- Inland Marine & Contractor’s Equipment Insurance
Don’t see your property type? We insure most commercial properties. See all commercial property coverage.
Get a Gas Station & Convenience Store Insurance Quote
Tell us about your property and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.