Gas Station & Convenience Store Insurance

Gas stations and convenience stores combine fuel, high-traffic retail and late hours. Canopies, pumps and underground tanks are expensive to repair, and liability exposure is high. Pacific Southwest Insurance Services has markets that insure gas stations, convenience stores and car washes.

Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.

Who We Insure

Our gas station & convenience store clients include:

Gas stations with convenience stores
Standalone convenience stores
Truck stops
Car washes
Liquor and mini-markets

Coverage Options

Building and canopy: Covers the store, canopy, signs and lighting.
Pumps and fuel equipment: Covers dispensers and related equipment.
Inventory: Covers store merchandise and fuel.
Business income: Replaces income during a covered closure.
General liability: Covers customer injuries on the premises.
Pollution liability: Covers fuel leaks and spills, often required for storage tanks.

What Affects Your Premium

Every property is different. Carriers typically look at:

Fuel volume and number of pumps
Hours of operation
Security and cameras
Car wash or repair bays
Alcohol and tobacco sales
Building age
Claims history

As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.

Why Choose Pacific Southwest Insurance Services

Family-owned and serving California since 1965, now writing coverage nationwide
Access to multiple commercial property carriers, including markets for hard-to-place risks
Fast certificates of insurance and lender evidence of property
One agency for your property, general liability, commercial auto, bonds and more
A real person answers the phone and knows your account

Common Claims We See

Vehicles hitting pumps and canopies: Cars and trucks back into pumps and canopy columns.
Robbery: Late hours and cash make stores a target.
Customer slip-and-falls: Spills and wet floors cause injuries.
Fuel spills: Spills can mean cleanup costs.

Tips for Gas Station Owners

Install bollards around pumps and columns.
Use cameras and drop safes, and keep little cash in the register.
Keep spill kits ready and train staff to use them.

Frequently Asked Questions

Are my underground storage tanks covered?

Tank leaks usually require separate pollution or storage tank liability coverage. We can quote it.

Is canopy damage covered?

Yes, when the canopy is listed on the policy. Vehicle strikes on canopies are a common claim.

Do you cover car washes?

Yes. Car wash equipment and customer vehicle damage can be covered.

Is my store inventory covered against theft?

Yes, as business property, though high-theft items like tobacco and lottery may have limits. We’ll review them.

Is cash covered if we’re robbed?

Crime coverage, often called money and securities, can cover stolen cash.

Other Properties We Insure

Don’t see your property type? We insure most commercial properties. See all commercial property coverage.

Get a Gas Station & Convenience Store Insurance Quote

Tell us about your property and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.

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Notes

✓ A licensed agent will call you, usually the same business day.
✓ No obligation · We compare multiple insurance companies · Se habla español.
✓ CA License #0F41718 · Serving California since 1965.

About Us

We are located at the corner of Nordhoff Street and Reseda Boulevard in the Wells Fargo Bank building.

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License # 0F41718

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