Commercial SUV Insurance
Many businesses run on SUVs: sales reps driving to clients, real estate agents showing homes, inspectors, home health workers and executives. When an SUV is owned by the business or used heavily for work, a commercial auto policy provides higher limits and protects the company as well as the driver. Pacific Southwest Insurance Services insures company SUVs from a single vehicle to a full fleet.
Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.
Who We Insure
We write commercial suv coverage for businesses of every size, from a single vehicle to fleets of 10 or more. New ventures are welcome. Our clients include:
- Business owners with company vehicles
- Sales representatives and field teams
- Real estate agents and property managers
- Home inspectors and appraisers
- Home health and caregiving agencies
- Security and patrol companies
- Executive and client transportation (not for hire)
Coverage Options
- Commercial auto liability: Higher limits than a typical personal policy, protecting the business when an employee causes an accident.
- Physical damage: Collision and comprehensive for the SUV.
- Hired and non-owned auto: Covers the business when employees use their own vehicles or rentals for work.
- Uninsured/underinsured motorist: Protects your drivers and passengers.
- Medical payments: Helps pay medical bills for occupants after an accident.
- Rental reimbursement and roadside assistance: Keeps you on the road after a covered loss.
What Affects Your Premium
Every operation is different. Carriers typically look at:
- Who drives the SUV and their records
- Business use and annual mileage
- Whether clients ride as passengers
- Garaging location
- Vehicle value and deductible
- Number of vehicles
- Claims history
As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.
Why Choose Pacific Southwest Insurance Services
- Family-owned and serving California since 1965, now writing coverage nationwide
- Access to multiple commercial auto carriers, including markets for new businesses
- Fast certificates of insurance, additional insureds and filings
- One agency for your commercial auto, general liability, bonds and more
- A real person answers the phone and knows your account
Frequently Asked Questions
Should my SUV be on a personal or commercial policy?
If the SUV is titled to your business, driven by employees, or used heavily for work, a commercial policy is usually the right choice. We’ll review your use and explain the options.
Do you insure SUVs used for rideshare or livery?
For-hire passenger transportation requires a different type of policy. Call us and we’ll point you in the right direction.
Can employees drive the company SUV?
Yes. We list your drivers on the policy and review their driving records.
Other Vehicles We Insure
- Pickup Truck Insurance
- Cargo Van & Sprinter Van Insurance
- Box Truck Insurance
- Dump Truck Insurance
- Food Truck Insurance
- Pump Truck Insurance
- Cherry Picker, Bucket & Lift Truck Insurance
- Flatbed Truck Insurance
- Stake Bed Truck Insurance
- Landscaping Truck Insurance
- Plumbing & HVAC Service Van Insurance
Don’t see your vehicle? We insure most commercial vehicles, from pickups to long-haul tractors. See all commercial auto coverage.
Get a Commercial SUV Insurance Quote
Tell us about your vehicles, drivers and operations and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.