Dump Truck Insurance
Dump trucks work in tough conditions: construction sites, quarries, landfills and busy roads while carrying heavy, shifting loads. That’s why dump truck insurance is specialized and not every carrier will write it. Pacific Southwest Insurance Services has the markets to insure single-axle, tandem, transfer and super dump trucks, plus the trailers and equipment that go with them.
Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.
Who We Insure
We write dump truck coverage for businesses of every size, from a single vehicle to fleets of 10 or more. New ventures are welcome. Our clients include:
- Owner-operator dump truck drivers
- Excavation, grading and demolition contractors
- Aggregate, sand and gravel haulers
- Asphalt and paving companies
- Debris and junk removal
- Landscaping and soil delivery
- Municipal and public works subcontractors
Coverage Options
- Auto liability: Covers bodily injury and property damage to others, with limits that meet project, prime-contractor and DOT requirements.
- Physical damage: Protects the truck, bed and hydraulic equipment against collision, rollover, fire and theft.
- Trailer interchange and dump trailers: Covers pup, transfer and end-dump trailers.
- Cargo coverage: Protects the load when required by your contracts.
- General liability: Covers job-site claims such as damage to property while dumping.
- Inland marine: Protects attached equipment and tools.
What Affects Your Premium
Every operation is different. Carriers typically look at:
- Type of material hauled
- Truck configuration (single-axle, tandem, transfer, super dump)
- Radius and whether you cross state lines
- Driver CDL experience and records
- Years in business
- Truck age and value
- Claims history
As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.
Why Choose Pacific Southwest Insurance Services
- Family-owned and serving California since 1965, now writing coverage nationwide
- Access to multiple commercial auto carriers, including markets for new businesses
- Fast certificates of insurance, additional insureds and filings
- One agency for your commercial auto, general liability, bonds and more
- A real person answers the phone and knows your account
Frequently Asked Questions
Why is dump truck insurance more expensive than other trucks?
Dump trucks have a higher risk of rollover, windshield claims from falling debris, and job-site accidents. Rates vary a lot by carrier, which is why we shop several for you.
Can I get coverage as a new owner-operator?
Yes. New ventures are welcome. Experience driving a dump truck, even for another company, can help your rate.
Do you provide certificates for prime contractors?
Yes. We can issue certificates quickly with additional insured and waiver of subrogation endorsements.
Other Vehicles We Insure
- Pickup Truck Insurance
- Cargo Van & Sprinter Van Insurance
- Box Truck Insurance
- Food Truck Insurance
- Pump Truck Insurance
- Cherry Picker, Bucket & Lift Truck Insurance
- Flatbed Truck Insurance
- Stake Bed Truck Insurance
- Commercial SUV Insurance
- Landscaping Truck Insurance
- Plumbing & HVAC Service Van Insurance
Don’t see your vehicle? We insure most commercial vehicles, from pickups to long-haul tractors. See all commercial auto coverage.
Get a Dump Truck Insurance Quote
Tell us about your vehicles, drivers and operations and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.