Cherry Picker, Bucket & Lift Truck Insurance

Cherry pickers, bucket trucks and boom-lift trucks put workers in the air near power lines, trees, buildings and traffic. The aerial device is expensive to repair, and a single upset or boom-contact claim can be serious. Pacific Southwest Insurance Services insures aerial lift trucks for the road, the boom and the job site, with coverage built for utility, tree and sign work.

Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.

Who We Insure

We write cherry picker, bucket & lift truck coverage for businesses of every size, from a single vehicle to fleets of 10 or more. New ventures are welcome. Our clients include:

• Tree trimming and arborist services
• Sign installation and repair companies
• Electrical and utility contractors
• Telecom and cable installers
• Street light and traffic signal contractors
• Window washing and building maintenance
• Holiday lighting installers

Coverage Options

• Commercial auto liability: Covers accidents while driving between jobs.
• Physical damage: Protects the chassis and the aerial device against collision, rollover and theft.
• Boom and aerial device coverage: Inland marine coverage for the bucket, boom and hydraulics while operating, including upset and overturn.
• General liability: Covers property damage and injuries on the job, such as a dropped branch damaging a roof or a boom striking a building.
• Tools and equipment: Protects chippers, saws and tools carried on the truck.
• Hired and non-owned auto: Covers rented lift trucks and employee vehicles used for work.

What Affects Your Premium

Every operation is different. Carriers typically look at:

• Type of work (tree, electrical, sign, telecom)
• Working height and proximity to power lines
• Truck and aerial device value
• Operator training and certifications
• Radius of operation
• Number of trucks and drivers
• Claims history

As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.

Why Choose Pacific Southwest Insurance Services

• Family-owned and serving California since 1965, now writing coverage nationwide
• Access to multiple commercial auto carriers, including markets for new businesses
• Fast certificates of insurance, additional insureds and filings
• One agency for your commercial auto, general liability, bonds and more
• A real person answers the phone and knows your account

Common Claims We See

• Power line contact: Booms that touch energized lines can injure workers and damage utility equipment.
• Dropped tools and materials: Items falling from the bucket can injure people or damage cars and property below.
• Tip-overs: Setting up on slopes or soft soil without properly placed outriggers can tip the truck.
• Tree work damage: Limbs dropping onto roofs, fences and vehicles during trimming.

Tips for Bucket and Lift Truck Owners

• Train operators on safe distances from power lines and keep a record of the training.
• Set up cones and a marked work zone below the bucket.
• Have the aerial device inspected regularly and keep the reports.

Frequently Asked Questions

Is my bucket covered if it tips over while working?

Only if you have the right coverage. Upset and overturn while operating is usually covered through inland marine, not the auto policy. We’ll make sure it’s included.

I rent lift trucks for some jobs. Am I covered?

Hired auto liability and rented equipment coverage can protect you. Tell us how often you rent so we can set the right limits.

Can you insure tree service companies?

Yes. We write tree services and can package the auto, general liability and equipment coverage together.

Is my operator covered if they’re hurt in the bucket?

Injuries to your employees are covered by workers’ compensation, not your auto policy. We can quote both together.

Do you insure sign companies and electricians with bucket trucks?

Yes. We insure sign installers, electricians, utility contractors and telecom crews that use bucket and lift trucks.

Other Vehicles We Insure

• Pickup Truck Insurance
• Cargo Van & Sprinter Van Insurance
• Box Truck Insurance
• Dump Truck Insurance
• Food Truck Insurance
• Pump Truck Insurance
• Flatbed Truck Insurance
• Stake Bed Truck Insurance
• Commercial SUV Insurance
• Landscaping Truck Insurance
• Plumbing & HVAC Service Van Insurance

Don’t see your vehicle? We insure most commercial vehicles, from pickups to long-haul tractors. See all commercial auto coverage.

Get a Cherry Picker, Bucket & Lift Truck Insurance Quote

Tell us about your vehicles, drivers and operations and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.