Flatbed Truck Insurance
Flatbed trucks move lumber, steel, pipe, machinery and other loads that don’t fit in an enclosed box. Open loads come with their own risks: shifting cargo, improper securement and debris on the road. Pacific Southwest Insurance Services insures flatbed trucks of all sizes, from 1-ton flatbeds for contractors to Class 8 tractors pulling flatbed and step-deck trailers.
Get a free quote today. Call (818) 701-1033 or email info@pswinsurance.com. Office hours are Monday to Friday, 9:30 AM to 5:00 PM.
Who We Insure
We write flatbed truck coverage for businesses of every size, from a single vehicle to fleets of 10 or more. New ventures are welcome. Our clients include:
- Contractors hauling materials and equipment
- Lumber, steel and building supply delivery
- Hotshot truckers
- Equipment and machinery haulers
- Pipe and oilfield service
- Nursery and landscape supply
- Owner-operators and small fleets
Coverage Options
- Primary auto liability: Covers injuries and property damage to others, including damage caused by unsecured loads.
- Motor truck cargo: Protects the load you’re hauling. We’ll match the limit to the value of your typical loads, including high-value equipment.
- Physical damage: Collision and comprehensive for the truck and flatbed or trailer.
- Trailer interchange: Covers trailers you pull that belong to someone else.
- General liability: Covers loading and unloading accidents at customer sites.
- Non-trucking liability: For owner-operators leased to a motor carrier.
What Affects Your Premium
Every operation is different. Carriers typically look at:
- What you haul and the typical load value
- Local, regional or interstate operation
- Truck class and GVWR
- Driver CDL experience and MVRs
- Years in business and with DOT authority
- Trailer types
- Claims and safety history
As an independent agency, we compare options from multiple insurance companies to find the right coverage at a competitive price.
Why Choose Pacific Southwest Insurance Services
- Family-owned and serving California since 1965, now writing coverage nationwide
- Access to multiple commercial auto carriers, including markets for new businesses
- Fast certificates of insurance, additional insureds and filings
- One agency for your commercial auto, general liability, bonds and more
- A real person answers the phone and knows your account
Frequently Asked Questions
Does cargo insurance cover a load that falls off my flatbed?
Motor truck cargo can cover damage to the load, and liability can cover damage it causes to others. Securement exclusions vary by carrier, so we’ll review the policy wording with you.
Do you insure hotshot trucks?
Yes. We write hotshot operations using a pickup and gooseneck or flatbed trailer.
Can you make the filings for my authority?
Yes. We can make your required federal and California insurance filings.
Other Vehicles We Insure
- Pickup Truck Insurance
- Cargo Van & Sprinter Van Insurance
- Box Truck Insurance
- Dump Truck Insurance
- Food Truck Insurance
- Pump Truck Insurance
- Cherry Picker, Bucket & Lift Truck Insurance
- Stake Bed Truck Insurance
- Commercial SUV Insurance
- Landscaping Truck Insurance
- Plumbing & HVAC Service Van Insurance
Don’t see your vehicle? We insure most commercial vehicles, from pickups to long-haul tractors. See all commercial auto coverage.
Get a Flatbed Truck Insurance Quote
Tell us about your vehicles, drivers and operations and we’ll shop the market for you. Call (818) 701-1033, email info@pswinsurance.com, or visit our office at 9036 Reseda Blvd., Suite 105, Northridge, CA.